Life Insurance And Income Protection With High Blood Pressure/Hypertension
High blood pressure (often referred to as Hypertension) is a condition that results in the heart having to work harder than it should to ensure the necessary flow of blood through your body. If left uncontrolled, Hypertension can result in many severe and potentially fatal conditions. These include stroke, heart attack as well as kidney disease .
We understand that the prospect of finding affordable and appropriate insurance can be quite daunting, particularly when one has to ensure their hypertension is covered. At Special Risk managers, we are here to simplify the process. We are the industry leaders in obtaining cover for clients who have pre-existing conditions. We have obtained life insurance and income protection for 100’s of clients who suffer from hypertension.
Can I Still Get Life Insurance And Income Protection If I Have High Blood Pressure?
Yes, a form of insurance will most certainly be available to you. Underwriters will look to assess how well your hypertension has been treated and controlled. Advances in medical technology has meant that there are a number of prescription medications that make controlling your blood pressure relatively simple. The underwriter will, in some cases, seek information from your doctor to confirm that your blood pressure is unresponsive and malignant. If the insurer still believes that you are at higher risk, a additional premium loading may be applied. In very extreme instances, the insurer may only be prepared to offer an accident-only life insurance policy. If you would like to find out how we can help you get the most affordable and appropriate cover for your needs, please fill out the form below or call us on 1300 66 53 56.
High Blood Pressure Insurance Questionnaire
Managing Your Hypertension
If you are diagnosed to suffer from high blood pressure, it is crucial that you have taken the appropriate measures to ensure it remains in control and managed. Often this management program will involve you making alterations to your diet and lifestyle. Leading a healthier, more active lifestyle is shown to directly combat hypertension. As well as managing your blood pressure, these lifestyle changes will improve your overall level of health. If you fail to appropriately manage your blood pressure it can lead to potentially fatal illnesses.
What Can I Do To Lower My Blood Pressure?
It is paramount that you consult a medical practioner prior to implementing measures to lower your blood pressure. Every case is independent of the next and it is vital that your individual situation is carefully assessed. Generally speaking, there are a number of textbook ways to alter your lifestyle and subsequently ease your hypertension. These include:
- Stick to a healthy diet
- Lower your salt consumption
- Keep your Body Mass Index (BMI) within healthy limits
- Adopt a regular and responsible exercise regime
- Cut back on alcohol consumption
- Quit smoking
What Factors Contribute To Hypertension?
- High salt content in your diet
- Genetic Factors
- Unfit/lack of excercise
- Alcohol abuse
- Kidney disease
What Can Worsen The Impact Of Hypertension On Your Arteries?
- Smoking tobacco
- Diet that consists of high fat meals
- Raised cholesterol